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Transformation through Savings for Life™

In June, Second Presbyterian Church of Memphis, TN took a Vision Trip with World Relief to Mozambique and Malawi. One team member, Cory Brown, an attorney at Rainey, Kizer Reviere & Bell, PLC reflects on his trip:
Our small team traveled to Malawi to explore a potential partnership with World Relief.  On our second day in Malawi, our World Relief hosts led us to a small village in the Ntchisi district to meet with staff members, local leaders, ministry personnel and volunteers.  We were introduced to numerous village program participants, dined with a local pastor and toured a small livestock operation.

However, the initiative that made the greatest impact on me was a small group of village women engaged in micro-finance.

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Gathered around the edges of a large blanket sat about a dozen women of varying ages.  The group’s leader opened a wooden box with multiple locks.  Inside the box were account books belonging to each member that recorded the respective member’s investment.  With the account books was a small stack of cash representing the collective investment from which the group gave out individual loans.

As we watched, the members engaged in a myriad of transactions: applying for loans, granting loans, rejecting loans, inquiring on the status of existing loans, detailing foreclosure rules and discussing interest rates.

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It was not only encouragement or hope that struck me – customary emotions for an outsider witnessing such an event – but humility.

As a transactional attorney, I often spend days drafting complicated agreements between sophisticated parties memorializing complex arrangements, purchases and sales.  The ensuing legal fees incurred by those parties are often substantial.  But here were a dozen parties, unrepresented by counsel, buying and selling shares in a business entity of their own imagination, borrowing funds, and paying back principal and interest all without lengthy contracts or corporate authority.

Fortunately, once back at home I was able to convince myself that business attorneys perform an indispensable service for the companies they represent, but I could not help but think that maybe the ladies of that particular village were better off without “advice of counsel.”

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Savings for Life™ works by educating trainers to mobilize and train groups of community members in how to build and manage their own savings fund.  As the savings fund accumulates, group members access small loans from the fund to finance business or consumption needs.  Loans have fixed terms and are repaid with a service fee, which is retained within the group in order to grow the group’s savings fund and provide a return on their savings.  Groups are self-managed and set their own policies for their operations.
To support a Savings Group, click here.

Preventing, Not Just Treating, HIV/AIDS Must Be Our Priority

by Joanna Mayhew
“The cusp of the end of AIDS.” That was theme echoed repeatedly at the International AIDS Conference last week in Washington, DC. The enthusiasm was palpable. The 23,767 participants from 183 countries represented the best minds addressing the epidemic around the world. Optimism abounded regarding the new era of using “treatment as prevention.” And it is well founded; we have much to celebrate. Recent medical advances hold much promise. The first pill that could prevent HIV in high-risk individuals was recently approved by the FDA. There is growing evidence that starting antiretroviral therapy earlier for HIV-positive individuals not only allows them to live much longer, but also makes them much less likely to pass on the virus to others. Eight million people now have access to treatment. And people with HIV are living far longer than we—than I—could have imagined.

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I have been exposed to the ugliness of AIDS for a decade now. I first came face to face with it while living in Benin in 2003. I was there volunteering and writing a series of articles on the different facets of the epidemic through the stories of people living with AIDS. At that point, treatment was not widely available in many places. These individuals were being provided simply with Bactrim, an antibiotic used to treat basic infections. It was a band aid at best, given by health workers who had no better regimens to offer. And AIDS continued to take its victims without prejudice. Within three months of my leaving the country, every beautiful individual living with AIDS that I had met had passed away.

In contrast, today in the United States, if a 25-year-old individual discovers that he has HIV, the doctor is able say that with the right treatment he will likely live an additional 50 years. This represents incredible advancements. As Secretary of State Hillary Clinton said in her speech last week, “Caring brought action, and action has made an impact.”

Amid the hustle and bustle of the conference, with the long lines for Starbucks and the neatly dressed decision makers gathering in decorated halls, I couldn’t help but contrast the developments being lauded with the harsh reality of so many of the countries in which we work.

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In Papua, Indonesia, the treatment-as-prevention approach simply won’t work, because even treatment for treatment’s sake isn’t available in many areas. And in numerous other countries where treatment is available, the poor have untold barriers accessing it. People are still dying, just like my friends in Benin. Last year the number was 1.7 million.

Despite our highest hopes, we will never be able to treat our way out of this epidemic. New infections continue to occur. Seventy percent of people living with HIV do not know their status.

In these contexts, we have to return to a single truth: that we must address the structures, attitudes and behaviors that allow HIV to flourish in the first place. We cannot hide behind the incredible medical toolbox we now have to support and care for those living with the disease. We have to address root causes head on. We must mend relationships. We must protect women. We must continue to educate. We must go to the most vulnerable.

Prevention happens at all levels. It happens by teenagers and adults opting for healthy sexual behaviors—such as delaying sex, remaining faithful to one partner, and using condoms. But it also happens at much more rudimentary levels. It happens by children feeling supported, by teenagers choosing good friends, by adults learning how to spot traffickers, and by community leaders uniting to address poverty.

These interventions are always going to be at a much lower cost than treatment.

Churches can be the key to mending brokenness, to keeping families healthy and whole, to stopping abuse, to promoting hygiene and health. The Church is well positioned. She is in every community—from the metropolis of DC to the conflict zone in Congo to the remote highlands of Papua.

Last year Clinton said of AIDS, “The worst plague of our lifetime brought out the best in humanity.” Can it also bring out the best of the church? To truly see the end of AIDS, I think that it must.

Joanna Mayhew is World Relief’s Asia HIV/AIDS Programs Advisor

Changing the Tide Together: The AIDS Crisis in 2012

I often think about Mweni—the quiet three-year-old child of Ruth who was dying of AIDS when I first met her in Kenya in 1993.  Thinking the exposure to a dying parent would be too difficult for Mweni, her aunties usually kept her away. But Ruth begged her to come every day to see her and tell her about her day. Then she would pray for her.  I wonder how Ruth’s prayers were answered?  What was Mweni’s orphaned life like?  Did she finish school? Did she avoid HIV herself? Is she now married and raising a family? I do believe that somewhere tucked in her bundles of belongings is the treasured memory box of photos, letters, prayers, and small items Ruth left for Mweni  to remember her by.

Nearly 20 years have passed since Ruth died of AIDS. This month 25,000 people will gather in Washington DC to attend the 2012 International AIDS Conference. Many US and world leaders will stir us to press on to “turning the tide together”—the theme of the conference.  What is this tide, and what does it take to turn it together?

The AIDS crisis of the 1990s is still a crisis today. According to UNAIDS, nearly 34 million people are living with the virus, HIV, and 30 million have already died.  We have effective medications today that have turned the tide of this illness from snatching a life prematurely to making AIDS a chronic illness, but only eight million people access this medicine-for-life.  We don’t seem to win. For every new person treated with these life-saving drugs, two persons are newly infected. How do we change this rip tide that threatens to push us back to sea after so many years of hard-earned progress?

Actually, we know all we need to know, to change the course of this tide. And working together, the tide can be turned.  A surprising source demonstrates how.  Here are some lessons God’s people, committed to His body, the church, are applying so that Mweni’s children will not be part of another lost generation.

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1. We, the church, are vulnerable.

For good reason, good public health targets vulnerable populations with specific, proven interventions to address communicable health concerns. Though many of us continue to point fingers at high risk populations such as men who have sex with men or drug addicts, the facts are that we all are vulnerable to sexual situations fueling this epidemic  unless our hearts, minds, and bodies are constantly guarded and our environments made accountable to one another.  Recognizing this changes everything, including one of the most lingering barriers to changing the tide—stigma.  Honesty leaves little room for pride and finger-pointing.

2. We, the church, can change—ourselves and our cultures.

The mobilized church has overcome self-righteous attitudes and actions and protected life, cared for the dying, and persevered to advocate for the voiceless child or battered woman. Widespread, unfounded fear of people with AIDS has been changed to embracing people living with AIDS.   A young Khmer girl in Cambodia attending an all-girl group on empowering girls to make wise sexual choices was asked about the kind of man she wanted to marry. Without hesitation she blurted out, “A man who will be faithful to me all my life.”

 3. We, the global church, are equipped to continue.

The international AIDS conference will make appeal after appeal for more funds, resources, research, and commitment. The church leads the global pack in sustainable and renewable interventions with resources that will never dry up—passion for the poor, shared households and physical goods, the truth and knowledge of God for everyday living, and the experience of forgiveness, healing, peace, and unconditional love.

The work of World Relief through partner global churches is turning the tide together with many millions of global players in the sea of HIV and AIDS. As pills to protect and sustain life are dispensed by ministries of health, the church is extending skills to change behaviors promoting wise choices regarding sexuality and marriage. As the Global Fund for HIV, AIDS, and TB seeks funds for coffers to prevent and care for persons with AIDS, the church opens its vast volunteer base to provide home care.  As rock stars like Bono lend their influence to advocate for millions of orphans and youth affected by AIDS, peer youth educators in grass-thatched churches use music and games to build life skills that encourage delaying sex until marriage.

Why not join us this very week, in committing your support to stem the tide and save Mweni’s generation?  We invite you to peer into the lives of church and World Relief volunteers in Haiti, Sudan, Kenya, Congo, Rwanda, Burundi, Malawi, Mozambique, India, Cambodia, and Papua, Indonesia. Learn how they were equipped to address the stigma and fear of HIV in their countries and how today they are changing the face of the epidemic in their country—one precious life at a time, for all time.

Debbie Dortzbach is the Senior Health Advisor at World Relief, based in Baltimore, MD and author of “The AIDS Crisis: What We Can Do” with W. Meredith Long.

Photos by Marianne Bach and Benjamin Edwards

Lynne Hybels Speaks on Peace in Kenya

By Allison SchroederWait a minute…Isn’t this the Ten for Congo trip? Why Kenya?

One of the hardest things about being an advocate for a particular place — especially a place as complex as the Democratic Republic of Congo — is that you have to take into consideration difficult things like international relations, globalization, and regional politics. It is never an easy task to stand for the vulnerable. God calls us to difficult places with complicated contexts.

Part of what has drawn Lynne and the Ten for Congo team to spend a day in Kenya is an understanding that Kenya is a part of Congo’s context.

Let me explain what the team will be doing in Kenya because it’s quite exciting on its own. They’re taking advantage of the opportunity to learn from and speak into efforts to end and prevent inter-ethnic violence  in Kenya, especially around elections. The team will be participating in a World Relief-organized peace summit with about 150 Kenyans — among them church leaders, business owners, and a group of young adult leaders. The event offers a chance to stand for peace — not only peace in a single country, but peace in the entire region.

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Following Kenya’s last presidential elections held in December of 2007, the two main political parties heavily contested the results of the poll. The disagreement over the election’s outcome, among other complex factors, contributed to an outbreak of violence across Kenya, primarily affecting the poorest parts of Nairobi, Mombasa, Eldoret, Kisumu, and other areas of the Rift Valley and Nyanza Provinces. Inter-ethnic violence killed more than 1,200 people and displaced about 600,000. The next presidential election will take place in early 2013, and there is much concern that there will be more inter-ethnic violence; in fact, since independence from Britain in 1963, there has never been a peaceful transition of power in this country.

The Ten for Congo team recognizes there are several reasons to participate in the Peace Summit tomorrow. For one thing, as a part of the body of Christ, it is incumbent upon us to stand together for the sake of peace. World Relief’s Director of Spiritual Formation, John Gichinga, who is Kenyan and resides in Kenya, says, “Tragically, unless the church learns new skills, based on God’s word, the cycle of violence may remain with us.” It is the WHOLE church that needs to learn new skills. The Kenyan church, the Congolese church, the North American church. All of us.

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Not only is it the right thing to do for the church to stand together as one body. It’s also a good strategy for supporting Congo. How? In a nutshell, what happens in Kenya affects the entire region. If we want peace in Congo, peace in Kenya is critical. A report from the World Policy Institute explains that Kenya is home to numerous refugees, is a regional hub for the United Nations, and is an important economic actor in East Africa. If it heads toward war and disintegration, it will upset the entire region’s efforts to find stability and peace. Continued violent conflict in Kenya will likely lead to accelerated capital flight, poverty, illegal arms trafficking, and more.

So it’s complicated. There are no quick fixes. But I am reminded of a few verses in Lamentations that offer hope:

“Yet this I call to mind and therefore I have hope:

Because of the Lord’s great love we are not consumed, for his compassions never fail.

They are new every morning; great is your faithfulness.”  (Lamentations 3:21-23, NIV translation)

We are not consumed by the complexities and the heartaches of war-torn countries! We stand on Christ the Rock. We are called by (and we call on!) the Christ who teaches a transformational and revolutionary way of life in the Sermon on the Mount: “Blessed are the peacemakers, for they will be called children of God”(Matthew 5:9, NIV translation).

For all of these reasons, Lynne and the whole team are “stopping by” Congo’s neighbor Kenya. May they (and all of us who join the team in spirit) remember and honor the Prince of Peace on this and all parts of the journey.

Allison Schroeder is World Relief’s Church Partnership Director based in Baltimore, Maryland.

Lynne Hybels in Congo with World Relief

By Allison Schroeder In just a matter of days, World Relief in the Democratic Republic of Congo (DRC) will welcome a team of women led by Lynne Hybels. Lynne has been an advocate for the Congo since she traveled there with us in 2010. This time, there will be six women joining Lynne on the trip; three others are traveling in spirit, adding their voices to the journey.  I am honored to be one of the three — you can read more about the “Ten for Congo” team at Lynne’s blog: www.lynnehybels.com. Here’s an excerpt to give you a taste:

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Together, we are calling ourselves Ten for Congo. Our goal is to raise awareness about the DRC. Most Americans are like I was just a few years ago, totally clueless about what’s happening day after day after day in Congo.  We women of Ten for Congo want to change that.  We want to provide a voice for the voiceless people of the Congo.  Actually, we want to shout for Congo!  We want to be loudspeakers for Congo!  We want to bellow for Congo!

Will you join us?

With your help, our ten voices can become 10 x 10 voices, or 10 x 10 x 10 voices, or 10 x 10 x 10 x 10 voices.

Imagine 10,000 voices bellowing on behalf of Congo! 

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A pretty awesome vision! I’ve travelled to the Democratic Republic of the Congo several times in my work with World Relief. Each time I’ve been undone, outraged by the violence and poverty, the cruelty of the circumstances. But I’ve also been inspired by beauty and humbled and encouraged by the perseverance of local churches that are empowered to respond. I’ve been awed by the simple clarity of Christ’s presence around me as churches come together to build peace and care for those who have been ravaged by war. Each experience has changed me, and I have no doubt that the women who are traveling there next week will be changed as well.

Our prayer, though, is that this trip will do more than change a few women. Our prayer is that it will change thousands of women — in the U.S. and in Congo. May all those who read about this team’s experiences be outraged, inspired, humbled, and moved to speak up — loudly! — on behalf of the most vulnerable.

Follow Lynne’s blog or go to www.worldrelief.org/lynnehybels to find out more about how you can add your voice to the Ten for Congo team.

Allison Schroeder is World Relief’s Church Partnership Director based in Baltimore, Maryland.

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